Category: Buying

The direct answer: when two listings both “feel right,” the tie-breaker isn’t a gut feeling — it’s a side-by-side FIFSCORE™ comparison covering price-to-market, days-on-market trend, neighborhood trajectory, and total cost of ownership. Buyers who compare on paper catch what showings hide: which of the two is actually the better deal, not just the prettier listing….

Sometimes it’s a new flat at an old price; often it’s ten years of limbo. The five checks — stage, developer record, RERA, the agreement, the stall test — before you buy the story.

Every NRI horror story traces to a skipped verification: the encumbrance certificate, the khata name match, or RERA. The checklist to run — or forward — before money moves.

In high price-to-rent metros, renting can win for a decade — or buying can win in three years. The four inputs that decide your personal break-even, city by city.

Toronto is overpriced for some situations and defensible for others. The rent-vs-buy test, the double land transfer tax, and how to run your number instead of the city average.